What we can do for you

A Common Sense Approach

Our investment aims are clear - they are your aims, which we have to clearly understand and keep up to date.

However, we have some simple guidelines which we find provide longer term stability for portfolios than we usually find in the investment management industry.

So our aims are as follows:

  • above average performance with
  • below average risk at
  • below average cost.


Who tends to use 7IM?

We look to attract clients who want to invest for the long term (typically 10 years plus) and tend to appeal to those who are looking for a safe pair of hands. We want our clients to be able to sleep soundly at night, knowing that we are not the sort of investment management company that will take huge risks with their money to chase performance. Steady performance over the long term will win out.

Discretionary Service

For our Discretionary Service, where you and your financial adviser work closely with one of our own Client Advisors, the minimum investment is £200,000. This gives you access to professional investment advice when you need it and access to view your portfolios online, updated daily.

With the Discretionary Service, each client and their Financial Adviser is allocated a 7IM Client Advisor, who is available to help the Financial Adviser plan the right investment portfolio to meet the goals of your financial plan and attend meetings with you as required. They produce a personalised investment proposal for you at the outset and then monitor the investments, answer questions from you and your Financial Adviser and provide the 7IM view on markets. So you have access to professional investment advice when you need it and access to view your portfolios online, updated daily.

If you are a client and hold 7IM discretionary funds, click here to view our reportable income for November 2011.

7IM Funds

If you want to use the range of 7IM funds, your Financial Adviser can buy these for you; they have a minimum investment of £1,000. Any of the funds can be placed inside any tax wrappers that your financial adviser thinks are appropriate for you.

Click here to see the factsheets for the 7IM funds.

 

 

What Can Clients See Online?

Every day we update our website with news items and articles that we think might be useful for you.  We update the fact sheets that relate to our funds monthly.

We also update our client portfolios for those clients who use our Discretionary service, or whose Financial Advisers are using our platform to trade. You can see at a glance a summary of your accounts and then can drill down in to each portfolio to see the actual holdings and the transactions that have taken place. You can see an 'X-Ray' of the asset allocation of your holdings and the performance in chart form of individual portfolios or as a whole.

What other elements of service does 7IM offer?

If you have a portfolio of investments with another manager but are considering moving it to 7IM's Discretionary Service, you will hopefully have made gains in that portfolio and you may not necessarily want to realise those gains by selling the holdings to make the transfer - the gains may affect your tax position.  We can take the transfer straight into our 'Managed Out' account without your current manager having to sell, and then we can manage out any tax liabilities over a period of time that suits you. We can also park any holdings that you may wish to keep for sentimental reasons, or if you have director's holdings for example that you must keep for a period of time.  You can discuss this with your 7IM Client Advisor at any time.

As part of the Discretionary Service we also provide you with a Composite Tax Voucher (CTV) to attach to your tax return, six-monthly reports showing your holdings, the transactions that have taken place and how your investments have performed. You can of course ask for this report from your 7IM Client Advisor at any time - or generate it yourself from the 7IM website.

How to use 7IM

Speak to your Financial Adviser! If you don't have one, click here to find a qualified adviser in your area:

http://www.financialplanning.org.uk/consumers/cfp_search.cfm or http://www.findanadviser.org/

Or of course you can call us on 020 7760 8777 or email us at information@7im.co.uk with any questions you may have.

We look forward to getting your investments working hard.