Investment Objective

The fund aims to provide a balance of income and capital appreciation. There may be some risk to capital.

Investment Process

We aim to manage money to a targeted return over time so that you can plan. We do this by beginning with a historical analysis of asset class performance to produce a strategic asset allocation. This asset allocation is reviewed quarterly based on our assessment of how current economic, political and market driven events will affect the portfolio in order to achieve the targeted return with greater certainty. These investment decisions are implemented using active and passive securities.

What You Need To Consider

In making your choice of investment you need to consider the level of risk you are prepared to take, how much growth you need to achieve, and over what time. In short, how much are you prepared to lose; are you a slow and steady investor or might you be comfortable taking more risk for the possibility of more return? If you have a long time to grow your investments you might be able to ride out market ups and downs better than someone who needs their money in just 5 years.

Risk is however not the only factor to consider. You should also regularly reassess the suitability of your investments to ensure that they continue to meet your investment goals and suit your time horizon. You should be aware that there can be no guarantees. The value of investments may go up and down and you may get back less than you invested originally.

Fund Availability And Risk Mapping

The 7IM funds are available via the majority of the major wraps, platforms and life and pension wrappers. Additionally, we have mapped our funds to a range of the most frequently used risk profiling tools. If you would like further information relating to either of these areas, please call us on 020 7760 8777. Our funds are rated by a number of research and rating firms.

Defaqto Defaqto
Dynamic Planner Dynamic Planner
EValue EValue
FinaMetrica FinaMetrica
Synaptic Synaptic

7IM’s funds are mapped against a selection of third party risk profiling tools to assist advisers as part of suitability assessments for clients. Such tools are however only one aspect of an adviser’s suitability process and other such as the clients’ investment term / horizon and knowledge and experience should also be considered. The methodology of third party risk profiling tools is not endorsed by 7IM and individual fund risk profiling scores may not correspond precisely to the risk indicators in the 7IM fund literature.

Fund Ratings

TARGET MARKET

7IM Balanced Fund may be suitable for those investors wanting to achieve a balance of income and capital appreciation by investing in a sub-fund that allows investment in a wide range of asset classes, regions, currencies and investment types.