Investment ObjectiveThe fund aims to provide a return by way of income with some capital growth.
Our process begins with the formulation of a strategic asset allocation. This asset allocation is reviewed regularly based on our assessment of current economic, political and market conditions. These investment decisions are implemented predominantly with passive securities (i.e. those securities which are designed to track the performance of a particular index).
What You Need To Consider
Prior to investing, you need to consider the level of risk you are prepared to take, how much growth you want to achieve, and over what time period. If you have a long time to grow your investments you might be able to ride out market ups and downs better than someone who needs their money in just 5 years. You should regularly reassess the suitability of your investments to ensure that they continue to meet your investment goals and suit your time horizon. You should be aware that there can be no guarantees. The value of investments may go up and down and you may get back less than you invested originally.
Fund Availability And Risk Mapping
The 7IM funds are available via the majority of the major wraps, platforms and life and pension wrappers. Additionally, we have mapped our funds to a range of the most frequently used risk profiling tools. If you would like further information relating to either of these areas, please call us on 020 7760 8777. Our funds are rated by a number of research and rating firms.
** 7IM’s funds are mapped against a selection of third party risk profiling tools to assist advisers as part of suitability assessments for clients. Such tools are however only one aspect of an adviser’s suitability process and other such as the clients’ investment term / horizon and knowledge and experience should also be considered. The methodology of third party risk profiling tools is not endorsed by 7IM and individual fund risk profiling scores may not correspond precisely to the risk indicators in the 7IM fund literature.
This fund is aimed at investors who have been able to identify their own risk tolerance, possibly using the services of a financial adviser and/or a risk tolerance questionnaire, and understand the potential range of returns, in the majority of scenarios, which this fund may experience, while acknowledging that these are in no way guaranteed. The fund should be considered to be a long term investment (at least three years) and is not appropriate for investors who are seeking guaranteed returns or no loss of capital over any time period.