Investment Objective

The fund aims to provide a total return, substantially by way of income though with some capital appreciation. There may be a moderate risk to capital. Test Test Test

Investment Process

We aim to manage money to an expected return over time so that you can plan. We do this by beginning with a historical analysis of asset class performance to produce a strategic asset allocation. This asset allocation is tweaked quarterly based on our assessment of the how current economic, political and market driven events will affect the portfolio in order to acheive the expected return with greater certaintity. These investment decisions are implemented using only passive securities.

What You Need To Consider

In making your choice of investment you need to consider the level of risk you are prepared to take, how much you growth need to achieve, and over what time. In short how much are you prepared to lose; are you a slow and steady investor or might you be comfortable taking more risk for the possibility of more return? If you have a long time to grow your investments you might be able to ride out market ups & downs better than someone who needs their money in just 5 years.

Risk is however not the only factor to consider. You should also regularly reassess the suitability of your investments to ensure that they continue to meet your investment goals and suit your time horizon. And of course you must always remember that, there can be no guarantees. The value of investments may go up and down and you may get back less that you invested originally.

As a Moderately Cautious investor, you are comfortable making investments which have limited potential for loss after they have been held for several years in exchange for the limited potential for growth. You would be happier with a steadier, lower rate of growth than a higher, more volatile one.

Fund Availability And Risk Mapping

The 7IM Funds are available via the majority of the major wraps, platforms and life and pension wrappers. Additionally, we have mapped our funds to a range of the most frequently used risk profiling tools. If you would like further information relating to either of these areas, please call us on 020 7760 8777. Our Funds are rated by a number of research and rating firms.

Defaqto Defaqto
Dynamic Planner Dynamic Planner
EValue EValue
FinaMetrica FinaMetrica
Synaptic Synaptic

7IM’s funds are mapped against a selection of third party risk profiling tools to assist advisers as part of suitability assessments for clients. Such tools are however only one aspect of an adviser’s suitability process and other such as the clients’ investment term / horizon and knowledge and experience should also be considered. The methodology of third party risk profiling tools is not endorsed by 7IM and individual fund risk profiling scores may not correspond precisely to the risk indicators in the 7IM fund literature.

Fund Ratings

TARGET MARKET

7IM AAP Moderately Cautious Fund may be suitable for those investors wanting a total return, substantially by way of income though with some capital appreciation with a moderate risk to capital, by investing in a sub-fund that allows investment in a wide range of asset classes, regions, currencies and investment types.